Highlights

• Fully accredited by the Better Business Bureau (BBB) and American Fair Credit Council (AFCC)
• Thousands of clients supported
• Over $2 billion in debt relieved
• Free debt analysis for new customers

How Does Americor Work?

Whether a customer is in $5,000 or $50,000 worth of debt, this is what their experience with Americor will look like:

1. Submit Debt Information: New customers begin by submitting a summary of their debt situation. Americor financial advisors will look your summary over to see whether or not you are a good fit for a debt solution.


2. Chat with an Americor Financial Advisor: As a follow-up, an Americor financial advisor will call you to discuss your debt situation. Here, you can discuss your debt goals, ask questions, and start deciding what kind of debt plan you’d like to take.


3. Apply for a Specific Debt Solution: If Americor is right for you, it’s time to choose a debt solution. While applying, your Americor advisor will help you review your eligible debts and begin your program.


4. Americor At Work: Now that you’re enrolled, your Americor team gets to work (this process will look different depending on the debt solution you choose).


5. If Your Debt is Reduced, Make a Payment: After Americor successfully lowers your debt, consolidates your debt, or advises you through a debt decision, they will charge you for their services. For personalized payment information, we recommend you speak with an Americor representative directly.

Americor’s Debt Solutions, Explained

Americor’s Debt Settlement Program

Debt settlement is a debt consolidation program in which professional negotiators work on behalf of a debtor. These professionals speak directly with the debtor’s lenders in an attempt to lower the debtor’s overall debt amount.

Americor recommends a debt settlement program to customers who:

• Are in more than $10,000 in debt
• Cannot keep up with their minimum debt payments

Americor’s Debt Consolidation Services

Debt consolidation is a debt consolidation solution where professional financial advisors help a person—who owes debts to multiple lenders—combine all of those debts into one monthly payment.

Americor recommends debt consolidation services for customers:

• With total debt that does not exceed 50%
• With a credit score that can still qualify for a promotional, low-interest loan
• Who have enough income to consistently pay off their monthly bills
• Who can form a spending plan to stay out of debt in the future

Americor’s Credit Counseling Services

A credit counseling service (also called a debt management plan) is a kind of combination of debt settlement and debt consolidation.

With a credit counseling service, professional negotiators speak with a customer’s lenders to settle on a lower overall debt amount. Next, the customer’s credit counseling team helps them consolidate their loan payments into one monthly, recurring payment until the debt is paid off.

Americor recommends a credit counseling service to customers who:

• Are dealing with credit card debt
• Will not miss a payment
• Can follow the plan for 3–5 years

Americor’s Bankruptcy Services

Although there are many different types, filing for bankruptcy is the process of asset liquidation and repayment planning that helps a business or individual get out of long-term debt.

Americor’s bankruptcy services help business owners and individuals decide if this is the right solution for them.

How Much Do Americor’s Debt Solutions Cost?

Americor’s debt solution prices will vary both by debt solution and by customer.

For detailed pricing information, we recommend you speak with an Americor representative directly.

Final Thoughts

Through its variety of debt solutions, Americor has relieved over $2 billion in debt from their customers. With an impressive track record, and key accreditations, Americor could be your lifeline if you’re struggling with debt.